Monthly rate. In fact, you. S. USAA coverage is about 39 percent. Insurance group numbers run from 1 to 50, with 1 generally being the cheapest to insure and 50 the most expensive. How we got this rate. The. The average comprehensive policy in Australia costs $1,345. According to Nationwide, you may save between 15%. Min & Max group sizes apply. USAA is only available to current and former military members and their families. Find your best option below. Cheapest car insurance quotes after a speeding ticket: State Farm. Progressive: $300 per year. The Zebra's key takeaways about car insurance in Tucson: The average cost of a car insurance policy in Tucson is $916 per six-month policy — $153 per month. Fast, expensive cars are likely to be found higher up while cheap, reliable cars that are easy to repair. . com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). Auto-Owners 3. State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2023 analysis of minimum coverage rates. Minimum coverage from Farm Bureau costs around $106 per month for an 18-year-old driver. Capital Insurance Group is a member of the Auto-Owners Insurance Group, a well-known provider for cheap car insurance coverage. The company's average rate for a full-coverage policy is $72 per month. These cars aren’t the very cheapest to insure, you’ll find those in groups 1 to 4, but they are still very affordable. Bear River is again the cheapest insurance company for the Frontier at $50 per month, or $302 total. Buffalo residents pay more for car insurance than the national average of $880, but only slightly over the state average in New York ($1,085 every six months). Cheap DUI car insurance in Florida: Geico. With a typical Bronze plan, the insurance company pays 60% of. Increase your deductible for instant savings. Auto-Owners: Best Cost for Drivers Who Have Caused an. *Confused. (Reg No: 02686904). Average state rate. Read NerdWallet’s roundup of the 10 best cheap car insurance companies, including Auto-Owners, Geico and State Farm. Enter your registration number Or find your car by make and model. Progressive offers the cheapest rate at $160 a month on average for. 5% in savings every year. USAA, Auto-Owners and Geico offer the cheapest full coverage car insurance, according to Forbes Advisor’s analysis of national averages. Written by. Our 2023 data showed New York Central Mutual Fire Insurance Company (NYCM) as Buffalo's cheapest car insurance company — $467 for a six-month policy. This is about 31. Cheap auto insurance in Ohio for minimum coverage. Cheap auto insurance in Colorado for minimum coverage. The average cost of car insurance in Mississippi is $45 per. Drivers pay $1,920 per year on average for insurance, or roughly 25% more than the national sample rate of $1,543. Insuring one of these cars with full coverage will cost the average driver between $1,121 per year and $1,190 per year. Insurance group 5 cars are on the cheaper side when it comes to car insurance. Cars placed into insurance group 1 are those which are at a low risk of being stolen or being in an accident. State Farm has the cheapest quotes for full-coverage policies at $2,923 a year. Geographic location impacts car insurance premiums, even within a specific state. For a full list read our guide. However, keep in. Driver or coverage. Kemper is also the cheapest car insurance company in New York, with an annual average premium of $518, higher than its Syracuse rate. The average cost of full-coverage car insurance in Michigan is $419 per month, and liability-only coverage costs $191 per month. 32. Your. But it may be on the cutting edge when it comes to insuring electric vehicles (EVs) and hybrids. Which cars are in car insurance group 5? You will find cars in insurance group 5 that are relatively small, have a low market value, and are cheap to run and maintain. These were the 10 cheapest cars to insure in 2023 based on annual premiums, according to our data: Subaru Outback ($1,512). 2024 Kia Forte. Those in group 2 are usually cheap to buy, run, and maintain as well as being low risk of being stolen. Travelers, Secura and Wolverine Mutual are some of the cheapest car insurance companies in Michigan, according to Bankrate’s analysis. The average cost of car insurance in New Jersey is $234 per month for full coverage. Here are. A typical Utah driver pays an average of $1,386 per year. 3. The average American driver pays $139 a month for car insurance. But car insurance rates depend on a number of factors — let's dive into the data and learn more. Best for adding a teen to a policy: Auto-Owners. Best for teens on their own: State Farm. Cheap auto insurance doesn’t have to mean poor protection and service. National General offers the most expensive policies at around $812 each year. 6% between 2019. Cumberland Mutual. Check what car your group is in using our car insurance group checker tool. Read general car insurance advice. State Farm also has the best car insurance rates if you have an accident, speeding ticket, or DUI on your record. Swinton: Best for convicted drivers. What is the cheapest car insurance group? There are 50 car insurance groups, with cars in group 1 being the lowest to insure and cars in group 50 having the most expensive car insurance. In Ohio, the average cost for minimum coverage is $73 per month, or $880 yearly — a savings of $203 compared to full coverage. A touchscreen infotainment system can also be specified. Swinton: Best for convicted drivers. The companies offering the cheapest minimum coverage car insurance in Las Vegas are: CIG: $521 per year; State Farm: $572 per year; The most expensive company is Dairyland, with an average premium of $2,419 per year. Credit cards. m. Credit cards;. Cheap full coverage insurance in Houston: State Farm. Bauer Media Group consists of : Bauer Consumer Media Ltd, Company number 01176085; Bauer Radio Limited, Company number: 1394141; Registered office: Media House, Peterborough Business Park, Lynch Wood. Company. Steve Mickenbecker, Group Executive, Financial Services & Chief Commentator. Avg. USAA is the second cheapest option, charging $101 per month or $605 for six months. For male drivers, the average yearly cost is $1,783, while female drivers pay. The cheapest car insurance in Louisiana will meet the state’s minimum requirements for liability coverage. Nationwide is the second most affordable option, with rates at $136 per month or $818 for a six-month policy. The cheapest car insurance company in Vermont is Concord Group at $963 per year on average, or $80 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates. Cheap Full-Coverage Car Insurance In Austin. The Dacia Sandero is the cheapest new car you can buy right now, and it’s proof that cheap certainly doesn’t mean nasty. The Cheapest Car Insurance Companies (November 2023) The cheapest car insurance companies are Nationwide and GEICO. San Antonio's cheapest option for full coverage car insurance in 2023 is GEICO with rates at $125 per month or $750 per six-month policy, according to our data. Cars in insurance group one include versions of the Fiat Panda and the Chevrolet Spark. Auto-Owners offers the cheapest car insurance in South Carolina, at $37 per month for liability-only quotes and $102 for full coverage. Any proposed car insurance rate changes from the ICBC must first be approved by the British Columbia Utilities Commission (BCUC). However, Capital Insurance Group fell flat regarding its add-on coverage and discount. NYCM’s average rate for minimum coverage is 78% lower than the city average. Farm Bureau is the second-most affordable company, at $220 per month. Travelers, the Auto Club Group and Erie offer the cheapest Chicago car insurance rates for drivers who caused an accident with an injury. Company. At $1,983 per year, Redpoint County Mutual has the lowest rates for drivers with bad credit. On average, Nationwide charges. The groups are numbered from 1 to 50, with 1 being the lowest risk and 50 being the highest risk. Auto-Owners car insurance cost comparison for senior drivers age 70 and 80. Second cheapest rates for drivers found to be at fault for a collision. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. If you want to check your . The Zebra's key takeaways about car insurance in Atlanta: The average cost of a car insurance policy in Atlanta is $1,161 per six-month policy — $194 per month. State Farm has the cheapest rates in the state at $91 per month — 44% cheaper than the state average. The statewide average rate for low coverage is $2,275 annually. Main Street America offers the cheapest car insurance in New York overall, with an average rate of $86 per month for full coverage. 66% policy score on its standard policy (16th out of 34) 74% customer score (6th out of 15) We like: Unlike many insurers, Aviva guarantees repairs for the remainder of the time the car is insured with it. At $113 per month, a minimum-coverage policy for a young driver from Geico is 48% cheaper than the state average. The company's outstanding service to its policyholders is an excellent complement to this reasonable rate. Michigan auto insurance laws. By. According to our cost estimate data, the average 35-year-old driver with good credit and a clean driving history pays about $2,008 per year or $167 per month on average for full-coverage insurance. The second most affordable choice is GEICO, with a monthly average of $106 or $637 for a six-month policy. Call (855) 596-3655 to speak with a licensed insurance agent and compare insurance or Medicare options you may be eligible for. 56. Those. In the higher groups you'll tend to find more powerful and expensive cars. Bronze Plans. Drivers in Alabama pay, on average, $1,354 a year for car insurance. Unless you are affiliated with the military and qualify for coverage from USAA, State Farm is likely your best bet for affordable full coverage car insurance. Nerdy takeaways Car insurance costs are up across the country. That’s a difference of more than £200 to insure the same make of car. The average rate for car insurance in Cincinnati is $667 for a six-month policy, which is about $111 per month. MassMutual had one of the lowest term life insurance rates for 30 and 40 year olds among the insurers we reviewed. Nationwide is only a little cheaper than Farmers Mutual and State Farm. Coverage. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. To help drivers find the best cheap auto insurance in Indiana, our editorial team collected quotes from top car insurance. The cheapest car insurance companies in Texas. Of the cars we reviewed, the Subaru Outback is the cheapest vehicle to insure, with an average annual premium of $1,603 per year, 25 percent lower than the. They also have good safety features and are relatively cheap to repair. Fast, expensive cars are likely to be found higher up while cheap, reliable cars that are easy to repair. Blasdell, a town of only 2500 people, sees the second least expensive car insurance rates on average. LV=: Best for cheaper rates. With insurance groups ranging from 1-50, vehicles in group 5 are one of the cheapest to insure. Reviewed by. See moreState Farm is the cheapest national car insurance company, at $41 per month for liability-only coverage. Auto-Owners offers the cheapest car insurance in South Carolina, at $37 per month for liability-only quotes and $102 for full coverage. With group 1 being the lowest possible insurance group, the cars that fit in this category usually score well in factors used to determine the group ratings such as having good car safety features, being inexpensive to repair and possessing less powerful engines. According to our customers in Seattle, 31% of them said they're paying. Zebra Tip: The cheapest companies for Richmond drivers between ages 20 and 30 are Penn National, USAA and Nationwide. Insurance can be expensive for teenage drivers, especially 17-year-olds who've just passed their test. Cheapest car insurance quotes if you have an accident history: State Farm. While an insurance group isn’t the only factor insurers look at when. 1 are the cheapest cars to insure while those in insurance group 50 are the most expensive. Car Insurance Group 9 – All you need to know. S. Cheapest car insurance quotes with a ticket: State Farm. Geico had the cheapest car insurance with an average of $1,268 a year. A solid five-door family hatchback – or estate or even a swoopy Fastback model, if you prefer – the Hyundai i30 is a great choice for those looking for cars in the 11-20 bracket. USAA has the most affordable liability-only rates at $31 per month. Travelers Cheapest Car Insurance Companies of 2023 *USAA auto insurance is available only to the military, veterans and. Hastings Direct: Best for young drivers. Car insurance group 15 is at the cheaper to mid-range end of the scale. Full-coverage policies from the company cost an average of $88 per month or $1,054 per year. Both companies offer rates that are lower than the average in North Las Vegas. Cheapest Car Insurance in Pennsylvania for Seniors (November 2023) On average, the cheapest car insurance companies in Pennsylvania for senior drivers are: Nationwide: $569 per year. Cheapest car insurance after a speeding ticket: State Farm. State Farm offers the cheapest car insurance for Florida drivers with a speeding ticket, with an. 40% of Zebra customers in Fremont stated they used our product because they were paying too much for car insurance with their current provider. Admiral: Best for customer service. For example, a 30-year-old driver in an average postcode could pay around £607 for cover on a Dacia Sandero 1. However, there isn’t a huge difference in your premiums as you age in your 30s — only about 0. Best cheap car insurance in Indiana. Cheapest car insurance for UT drivers with poor credit: Progressive. The average cost of a car insurance policy in Fremont is $939 per six-month policy — or $157 per month. Bingle offers the cheapest comprehensive car insurance policy, according to Finder research. With a typical Bronze plan, the insurance company pays 60% of. According to NerdWallet’s most recent analysis, the average rate in Georgia is $2,525, while in Atlanta, it's $3,184. Compare GEICO, Nationwide, Liberty Mutual and Allstate (+100 other companies) to find the best auto insurance quote for you. Group 40. Cheapest Cars at a glance. 73, with an average premium cost of £1,840. AAA has extra benefits that can be helpful in case of an emergency. The groups comprise vehicles that pose similar risks to insurance providers in terms of repair or replacement costs if a valid claim is made. Geico has the cheapest quotes for young drivers in New Hampshire. Company. Rates across differ from those in for lots of reasons. Travelers is the eighth-largest car insurance company in the U. The average car insurance cost was £561 between July and September 2023 for comprehensive cover—up 29% from £436 a year earlier (Q3 2022) and the highest since the ABI started collecting this data back in 2012. Geico's the cheapest auto insurance company for young drivers in California, with a rate of $97 per month for liability-only insurance. The cheapest car insurance companies in New Hampshire are USAA, State Farm, and Geico, which each have average minimum coverage rates lower than $306 per month, according to Bankrate’s analysis. The average cheapest car insurance companies in Cleveland for a minimum coverage policy are: Erie: $217 per year. Drivers who can't get coverage from Erie. State Farm ( $130 per. Company. In Los Angeles, these are the cheapest car insurance companies based on average rates for a 35-year-old driver with good credit and a clean driving record, according to NerdWallet’s most recent. Average car insurance cost: £344. For drivers in North Las Vegas, Capital Insurance Group offers the best cheap auto insurance for full coverage in 2023 at a rate of $100 per month or $603 for a six-month policy, followed by GEICO at $697 for a six-month policy or around $116 per month. Comprehensive. The average worker is responsible for less than a third of their monthly insurance cost. Drivers pay $1,920 per year on average for insurance, or roughly 25% more than the national sample rate of $1,543. The best cheap car insurance for new drivers comes from Geico, according to our research. around £607 for insurance on a group 3 car, like the Vauxhall Corsa 1. There are 50 different car insurance groups - those in insurance group No. For a full list read our guide. 9 Where is a car insurance groups list? 3. You may also see cars assigned 10e and 10u. $256/month. All cars registered in the UK are assigned an insurance group, independently ranked by Thatcham Research. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D. Hyundai i10 Premium. Drivers with poor credit tend to pay an average 94% more for auto insurance in Utah than drivers with good credit. Travelers: $668 per year. The average rate increase for an at-fault accident is. Geico also has cheap quotes, averaging $52 per. 0T EcoBoost 140PS 5d, which is in group 16. State Farm has the cheapest minimum coverage car insurance quotes in West Virginia, at an average price of $28 per year, or about $341 per month. The cost of repairing one is also going to be low, as this again contributes to the overall pricing structure used by. · volkswagen polo · hyundai i10 · volkswagen up · kia picanto · dacia sandero · ford fiesta . Bureau of Labor Statistics. Hyundai i30. Bingle's average policy costs $767. They use. Tempcover: Best for temporary insurance. The cost of repairs or replacement is also low, so this. The cheapest auto insurance company in Montgomery for teen drivers is USAA. Check your car insurance group today. The cheapest car insurance company in Michigan is Secura* at $984 per year on average, or $82 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in. What is the cheapest insurance group? Insurance groups range from 1 to 50, with 1 being the cheapest and 50 being the most expensive. The. 0 2 | List price £14,415 | Target Price £13,606 | Target PCP £161 | Insurance group 3A | What Car? star rating 3. Annual Premium. In Arizona, the average cost for minimum coverage is $46 per month, or $555 yearly — a savings of $1,076 compared to full coverage. Of the cars we reviewed, the Subaru Outback is the cheapest vehicle to insure, with an average annual premium of $1,603 per year, 25 percent lower than the national average of $2,014 per year. Average monthly auto insurance premiums in New Hampshire. Prices for third-party and third. The average comprehensive policy in Australia costs $1,345. Get a quote. $26/mo. The Kia Picanto automatic 1-litre 65bhp in ‘2’ trim is in insurance group one. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Cheapest insurance companies by age group. From 2017 to 2021, average annual rates in Utah dropped from $1,796 to $1,386. or around £791 for a Ford Fiesta X Edition 1. Drivers with multiple claims in New Hampshire. The registered office. However, it will also leave you at risk. Farmers is a good option for teenage drivers, while National General may be the most affordable choice for those with speeding tickets or DUIs. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. If you are a single 25-year-old driver in Oregon, Country Financial provides the cheapest car insurance on average. On average, Nationwide charges $977 annually ($81 per month) for full coverage, while GEICO charges $503 annually ($42 per month) for state-minimum policies. Texas Farm Bureau Insurance has the lowest average rates in Houston at $1,243 per year for full coverage. When choosing a car to buy, use our tool to find out which cars are in the lowest insurance groups so you. £1,777. A minimum-coverage policy with State Farm costs $77 per month — 38% cheaper than the state average. You can opt for more coverage, though, and still only buy a “minimum coverage. The best way to get the lowest premium is to compare rates from at least three insurers. To get your free, personalized car insurance quote faster make sure to have: You'll learn about coverage options, including state minimums, to help you choose the best car insurance for you and your family. Car insurance group 1 vehicles are the cheapest to insure. According to the most recent data from the Association of British Insurers (ABI), the average premium for private comprehensive motor insurance stood at £561 in Q3 2023, up 29 per cent year-on. Overall, people with a speeding ticket can expect their average cost of auto insurance to be $162 per month in Kansas. Bankrate has reviewed the cheapest car insurance companies in Florida to help you find. In 2023, the average annual cost of car insurance in Texas is $565 for minimum coverage, which is lower than the national average of $622 per year. The Best Cheap Car Insurance Companies. State Farm has the cheapest auto insurance for Virginia drivers with an at-fault accident on their record. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. This group includes the Fiat Panda, Citroen 1 and 2, and Ford Ka. Car insurance is required in nearly all states, including Michigan. For drivers in North Las Vegas, Capital Insurance Group offers the best cheap auto insurance for full coverage in 2023 at a rate of $100 per month or $603 for a six-month policy, followed by GEICO at $697 for a six-month policy or around $116 per month. Company. Cars in insurance group 10 are at the cheaper end of the scale, but the overall cost of your insurance premium is also decided by your age, driving history and habits. The group your car is in will affect how much you pay for your car insurance premium. The cheapest state is Vermont, where a full coverage policy costs only $92 per month. All figures used here are averages and actual prices might be higher or lower depending on your age, location and other factors. Credit cards;. By choosing our cover you have peace of mind knowing that your car will be protected by one of the UK's leading insurers. Several insurers had policies with no maximum age - Sainsbury's Bank, Axa, Direct Line, Saga and Moja. or around £906 for a group 30 car, such as the Vauxhall Corsa 1. Toyota Tacoma SR ($1,647). Company. Comparing quotes with Insurify can save you up to $717 a. 3. Cheapest car insurance companies in the UK. Here are some of the options you could consider in this group: Make Model; BM2: 2-Series 218i Active. Allstate is the most expensive insurer in Fort Collins for minimum coverage policies at $595 per year. You get plenty of standard equipment, including bluetooth and air conditioning. We found that USAA tends to offer the cheapest car insurance for 65-year-old drivers at an average cost estimate of $1,057 per year or $88 per month for full-coverage car insurance. Updated: 11/16/23. Bingle. However, the cost of insurance can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. The national average auto insurance rate hike. Cheapest car insurance cost in Phoenix by Age Group. Insurance group: 2. Our rate data shows that Texas Farm Bureau offers the cheapest full-coverage insurance in Austin with rates of $128 per month. Every car is labelled with an insurance category from Group 1 to Group 50, which essentially represents how affordable they are to insure. The best car insurance for 30-year-olds is GEICO, which offers coverage for 37% less than average for the age group. Houston car insurance rates by company. Jeep. The groups start at 1 for the cheapest cover rising to 50 for the most-expensive cover. The Zebra's key takeaways about car insurance in New Orleans: The average cost of a car insurance policy in New Orleans is $2,043 per six-month policy — $341 per month. ©2023 GEICO. A minimum-coverage policy costs $41 per month, which is 21% cheaper than. Cheapest: $29/mo. But if you qualify as a military member, veteran or family member, USAA is the cheapest by far, at only $23 per month. Toyota RAV4. Get an electric. 98. USAA is among the top cheapest companies with a rate of $1,111 a year but is only available to military members, veterans and their immediate families. Hastings Direct: Best for young drivers. 39% of Zebra customers in Tucson stated they used our product because they were paying too much for car insurance with their. LV= (flow) £403. Admiral: Best for multi-car. The cheapest company in Omaha is Farm Bureau ($590), but USAA and Farmers Mutual are other great options. In 2023 our data shows PEMCO is the cheapest car insurance company in Seattle with rates at $593 for a six-month policy. Car insurance groups in the UK are numbered from 1 to 50, with group 1 containing cars in the cheapest insurance group, while the cars in group 50 are the most expensive to insure annually. Of our Buffalo. State Farm has the cheapest full-coverage car insurance at $95 a month. com to provide average premiums for comprehensive car. For Toledo in 2023, our data shows that the cheapest company for full coverage auto insurance is USAA at $83 per month or $498 for a six-month policy, followed by State Farm at $92 per month or $552 for a six-month policy. Travelers: Great for customers buying a new. The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States. Insurers put all cars into groups depending on their value, the cost of repairs, and the risk of them being in an insurance claim. Bankrate’s analysis revealed Auto-Owners, USAA and Geico as the cheapest car insurance companies, with average minimum rates starting at $325 per year. Photograph: Panther Media GmbH/Alamy. For example, teen drivers have higher car insurance quotes on average than any other age group. The company’s average rate for full coverage is 76% lower than the city average. We can also help you get protection through one of our USAA Insurance Agency alliances for the following vehicles: Motorcycles and ATVs: You can also get insurance for UTVs, mopeds, dirt bikes, golf carts and snowmobiles. Explore cheap car insurance groups. The cheapest car insurance company for you will depend on your driver profile and needs. These are based on lots of different factors including their market value, the cost of repairs, and the risk of the car being in an accident. Geico has the cheapest average annual rate in Michigan at $1,066 per year. According to a report from the Insurance Bureau of Canada (IBC) from 2019, British Columbia drivers pay $1,830 on average for their car insurance coverage per year. Car insurance group 14 is a low to mid-range category. subsidiary. Kemper. Group 1 is the lowest insurance,. Cheapest for liability: Auto-Owners. Travelers’ car insurance costs are about $1,600 cheaper. The answer is Jerry, America’s first AllCar™ app. Summary: Best car insurance companies in the UK 2023, by category. The least expensive cars to insure are typically those with fewer and less costly claims. State Farm has the most affordable quotes for teens for full-coverage insurance, at $282 per. In Ohio, the average cost for minimum coverage is $73 per month, or $880 yearly — a savings of $203 compared to full coverage. We analyzed rates across the city to find the cheapest car insurance for several types of drivers. Allstate offered the cheapest minimum coverage annual rates for an 18-year-old driver at $84 per month. Lisa McArdle. Insurance group: 4. Cheapest car insurance for people with a speeding ticket: State Farm. The same goes for when you’re searching for cheap car. Mercury and Progressive also offer Californians. com analysis. Company Avg. Its average was $450. Best customer support: Farm Bureau. Geico has the best minimum- and full-coverage quotes for 18-year-old drivers in New York. 2. The average car insurance cost is £851 for a 20-year-old versus £486 for a 55-year-old – that’s 75% more! The average car insurance cost in Greater London is £1,006. At $81 per month for full coverage, a policy from State Farm is 54% cheaper than average. Progressive: Best. $315. The higher the group, the more expensive a car is likely to be to insure. An average policy with Buckeye is $74 per month or $444 per six-month policy, while the second cheapest is USAA at $85 per month or $509 for a six-month policy. Insurance company. In Colorado, the average cost for minimum coverage is $42 per month, or $508 yearly — a savings of $1,352 compared to full coverage. We don't like: Comparatively high compulsory excesses. We asked comparison site Confused. Toledo car insurance rates by company. Average car insurance cost in and. Cheapest car insurance quotes for young drivers in Tennessee: State Farm. In the Empire State. Cheapest car insurance for people with a speeding ticket: State Farm. The cheapest car insurance company in MO is different for every driver. Erie Insurance provides affordable car insurance with plenty of opportunities to reduce and avoid increases to your car insurance costs while maintaining quality coverage. Republic Group: $2,367: Not yet rated: Germania: $2,698: There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. No matter what. Dine out – 25% off total bill: Days available vary by outlet. Nationwide: Best perks for loyal customers.